Phishing is a technique used to gain personal information for purposes of identity theft, using fraudulent e-mail messages that appear to come from legitimate businesses. These authentic-looking messages are designed to fool recipients into divulging personal data such as account numbers and passwords, credit card numbers and Social Security numbers.
Scary, isn’t’ it? Yes, indeed, but you can fight it with knowledge and skills as your first line of defense against these deceiving traps, which more often come through those harmless looking emails. Lifehacker.com tells us to look out for and be cautious of the following:
1. Check the URLs
Phishing emails come like wolves in sheep’s clothing. They’re masters of deceit -- looking like ‘official emails’ and ‘official websites’ from actual and legitimate companies. Their email addresses, website urls look slightly different from the actual company that they’re pretending to represent.
As illustrated, check the URL by pointing your cursor on the link requested for clicking. At the bottom of the page, you will see a URL display. Now use your better judgment, if the URL looks doubtful.
How to detect a fake URL? For instance, the URL of paypal is http://www.paypal.com or sometimes you may see http://subdomain.paypal.com. However, if you see something like http://paypal.anotherdomain.com, this should give you a red alert that something is wrong.
2. Always Go Direct
Instead of clicking links sent to you from an email that require you to fill-out forms and divulge your personal data, why not go direct to the website of the company itself. If you don’t find any form related to the service or information you are trying to avail or data required from you by the company, then you’ll know that it’s a phishing scam.
3. What Your Browser Can Do For You
a. Turn Off Form Autofill:
It may be a great web browser feature to auto fill or remember data that you’ve previously encoded in e-forms, that when you fill-out another form, your data easily and automatically pops-out again. If you want to take an extra precautionary measure against phishing, then it would be best to turn-off this feature from your browser.
b. Utilize Browser’s Built-In Tools
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Browsers like Google Chrome and Firefox come built-in with phishing detection systems that flash warning signs whenever a phishing site is detected. This isn’t turned-on by default. It would be best to set it up for your protection.
c. Bump Up Your Phishing Detection with Web of Trust
Most browsers like Chrome, Firefox, Safari, Internet Explorer, Opera, has Web of Trust as a browser extension. This extension can give an indication whether a website is trustworthy or not. Install it as a browser extension, then a trust rating shall be displayed on the toolbar whenever you open a website.





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